Employee provident fund is a reliable investment option that offers wealth creation benefits over the long term to an employee. Using a universal account number UAN, individuals can keep a track record of their retirement savings and receive complete information about their investments and overall returns. However, with a shift in the investment strategy, investors have started to look for alternative investment options like mutual funds and especially new fund offers to generate better returns. The following article delivers information on how individuals can use their unique account number to explore their retirement savings account for EPF and simultaneously look for alternative investment options like mutual funds.

What is a UAN?
The unique account number serves as a special code that employees receive to access their EPF account. Using the account number, employees can keep track of their EPF contribution and explore the total returns generated throughout their employment. Moreover, they can access their EPF account, which has accumulated the returns and contributions from different employers, making it a one-stop solution for hassle-free tracking of the EPF account. With a hassle-free UAN login process, employees can access and manage their EPF account with complete transparency.

The following steps enumerate how users, through their UAN, can access their EPF account.

Access the EPFO Membership Portal
Users who want to access their EPF account must first visit the EPFO membership portal. They must then navigate to the login page to fill in the necessary credentials.

Fill in the information
Users must then provide necessary credentials like UAN, unique password and the required capture code to access the EPFO account.

Access to the passbook
Users can access their EPF account, track their EPF contributions and manage the total returns generated through the login page.

Claim withdrawal
Users can even claim a withdrawal of their contributions and total returns through the EPFO account as well.

Users can, however, look for risk-free and reliable mutual funds like new fund offerings to generate better returns. Delivering access to equity investments and other solutions, new fund offers are known for their cost-effectiveness and the ability to generate exponential returns in comparison with EPF. With new fund offerings, investors receive access to the services of a professional fund management house, low-cost NAV, and better investment solutions for greater returns.

Stability and growth
Through UAN access to the EPFO account, users can keep a track record of their EPF contributions and the total returns generated on the same. Serving as a reliable savings solution for employees, EPF offers stability and growth at the same time. However, by combining EPF with mutual fund contributions into new fund offerings, investors can increase the chances of better returns, cost savings, and even receive access to a well-diversified and stable portfolio.

Conclusion
A New Fund Offer mutual fund with EPS that can help investors to plan their retirement with greater efficiency. Combining the stability of an EPS and the growth of new fund offerings, investors can receive an exponential number of benefits, which can make them financially independent. They can generate a financial corpus that can help them achieve their financial stability and independence, making both EPF and new fund offerings the best investment solutions.